A Simple Guide for Employees and Families with Sun Life Extended Health Benefits Introduction: If you’re like most Canadians with a Sun Life plan, you might not be using your full coverage. In fact, many people leave over $600 in unused massage, chiro, or physio benefits each year. This guide will show you how to […]
Intro: Your Insurance Plan Isn’t a Mystery — If You Know What to Look For Most Canadians have extended healthcare benefits through their employer — yet few actually understand what their benefits booklet says. If you’ve ever opened your insurance PDF and thought: “Do I need a referral? What’s a co-pay again? What’s covered exactly?” […]
Intro: Denied… Now What? You went to your massage, physio, or chiro session. You paid. You submitted the claim. And then — the email comes: ❌ “Claim denied.” Whether it’s due to a simple paperwork error or a deeper coverage issue, getting a denied claim doesn’t mean the end of the road. This guide walks […]
Intro: What If Massage Could Do More Than Loosen Muscles? You feel tension in your shoulders. Your back is tight. Your sleep is off. But the root cause? Stress. Anxiety. Burnout. What most people don’t realize is: Massage therapy is not just a luxury — it’s a clinically supported tool for improving mental and emotional […]
Intro: Two Plans? Twice the Power — If You Know the Rules Here’s a scenario: So… can you use both? ✅ Yes. But here’s what most Canadians don’t know: You need to coordinate your benefits correctly — or risk delays, denials, or even fraud flags. In this article, we’ll show you how to legally and […]
Intro: Great Care… Until the Claim Gets Denied Massage therapy. Chiropractic care. Acupuncture. It all adds up — and before you know it, you’ve submitted one too many claims. Now your insurer sends you a notice: ❗ “Claim denied – annual maximum exceeded.” What happens next? Do you owe money? Will it affect future claims? […]
