The Benefits of Massage Insurance
Protect your practice, build client trust, and gain peace of mind with the right massage insurance coverage.
Insurance & Direct Billing
Most Group Health Plans Cover Massage Therapy Benefits
Massage therapy is a widely appreciated health benefit included in many group and individual insurance plans. It’s no surprise—massage not only feels amazing but also supports your overall health and wellness.
How Does Massage Therapy Insurance Coverage Work?
Massage therapy coverage typically falls under paramedical benefits alongside chiropractic, physiotherapy, and other allied health services. When we talk about massage therapy insurance coverage, we mean treatments performed by a registered.
HOW TO MAXIMIZE YOUR INSURANCE BENEFITS
What You Should Know About Your Coverage
Group Health Plans (Employee Benefits)
Most employer-sponsored plans include massage therapy under paramedical coverage. These plans usually offer higher annual maximums (commonly $350 to $750 per year) and often do not limit the number of visits but may require a doctor’s referral. Coverage is per year and applies to each paramedical category separately.
Individual Health Insurance Plans
Personal plans also cover massage therapy but often have per-visit maximums (around $20 per visit) and limits on the number of visits annually. A doctor’s referral is usually required, except for some plans like Manulife’s Flexcare and FollowMe, which waive this after three years of coverage.
Provincial Healthcare
Public health plans generally do not cover massage therapy unless it’s part of hospital care deemed medically necessary.
Why Massage Therapy Is a Valuable Health Benefit
Massage therapy offers proven health benefits, including:
- Relief from back and neck pain
- Improved circulation and joint mobility
- Reduction of tension headaches and muscle tension
- Enhanced immune function and better sleep quality
- Support for recovery from injuries, chronic conditions, and stress-related ailments
Doctors increasingly recommend massage therapy as an effective treatment for a variety of health issues, from sports injuries to anxiety and arthritis.
HELPFUL INSURANCE HOTLINE ABOUT YOUR COMPANY PLAN
Most ALLOW clinic and service providers via 3rd party software to facilitate direct billing, so you don’t have to worry about upfront payments or paperwork.
Here is a partial list:
| Blue Cross Medavie Ontario | 1-800-355-9133 |
| BPA – Benefit Plan Administrators | 1-800-867-5615 |
| Canada Life | 1-800-957-9777 |
| Canadian Construction Workers Union | 416-240-0047 |
| Chamber of Commerce Group Insurance | 1-800-665-3365 |
| CINUP | 1-800-665-1234 |
| ClaimSecure | 1-888-513-4464 |
| Coughlin & Associates Ltd. | 1-866-239-3366 |
| Cowan | 1-888-509-7797 |
| D.A. Townley | 1-800-663-1356 |
| Desjardins Insurance | 1-800-463-7843 |
| First Canadian | 1-866-212-5644 |
| GMS Carrier | 49 1-800-667-3699 |
| GMS Carrier | 50 1-800-667-3699 |
| GreenShield Canada | 1-800-957-9777 |
| GroupHEALTH | 1-833-344-6944 |
| GroupSource | 1-888-547-6947 |
| Industrial Alliance | 1-877-422-6487 |
| Johnson Inc. | 1-866-773-5467 |
| Johnston Group Inc. | 1-800-893-7587 |
| La Capitale Insurance and Financial Services | 1-800-463-4856 |
| LiUNA Local | 183 416-240-2103 |
| LiUNA Local | 506 416-506-8841 |
| Manion | 1-866-532-8999 |
| Manulife Financial | 1-866-407-7878 |
| Maximum Benefit | 1-800-893-7587 |
| People Corporation | 1-800-875-7982 |
| RWAM Insurance Administrators | 1-877-888-7926 |
| Sun Life Financial | 1-855-301-4786 |
| TELUS AdjudiCare | 1-877-944-7100 |
| Union Benefits | 1-800-265-2568 |
| UV Insurance | 1-800-567-0988 |
| …and many others. | |
Check your
insurance plan today
to see your massage therapy coverage and whether a doctor’s referral is needed. If you have questions, our team is here to help!
Take the Next Step Towards Better Health
TELUS eClaims (Ontario) TELUS Health Support: 1-800-363-9609 ext. 228 (FQM) / support@fqm.qc.ca ProviderConnect General Support: 1-844-553-2522 / support@providerconnect.ca